Enjoy the self-employed lifestyle

Whether you like to work hard, play hard, or just want to fit your business round your everyday life (or the other way round), being your own boss is not always what it's cracked up to be. We can help you ensure you get the best of both worlds
Being self-employed is great. You set your own salary and have the freedom to do whatever you want, whenever you want. Yeah, right! Running your own business can also be very stressful, it can be hard to find enough time in the day, juggling family and work responsibilities can drive you round the bend. This section of the site will help you regain your sense of control and find ways to enjoy what your business should be about - your lifestyle!

Make the most of being your own boss

Busienessman showing resilience
Resilience is critical if you want your business to survive and grow. An unplanned "aha!" leaves Eileen McDargh reflecting on four key actions which will boost your ability to get back up and carry on when you need to.

I left the hotel in downtown Columbus, determined to take a brisk jaunt before preparing for my keynote address in the convention center.  Not knowing the city, I spied signs on street lamps and taped to the sidewalk that read "Make-A-Wish Walk."

A great idea!  Surely the path would be around safe and interesting neighborhoods.

To my delight, I ended up in a large park just down from the Ohio State campus where families of all sizes had gathered to START the walk. Funny, I had... more

Jumping the hurdle
If you feel out of control over the circumstances in your life, you need to choose to believe in yourself and in the ultimate goodness of life, says Marian Kerr. She shows you how to make a start

While we don’t always have control over the circumstances of our lives, we do have control over how we react to those circumstances. Our beliefs shape our thoughts and our thoughts are the stimulus for our actions.

Building a robust belief in ourselves; in our own particular strengths; and in our ability to take appropriate and effective action will help us weather the storms of life; recover from adversity; and strengthen our ability to cope and adapt to change.

What is... more

budget numbers
As mortgage advisers (brokers) we meet people all the time who want or need some tools to assist them with managing their money, their expenses and their debt. Heaps of these people are already very organised and are looking for a smarter easier way to do this while heaps of others have their finances in a complete mess but have recognised the need to get themselves sorted out better and are really looking for an easy way to get started.

As mortgage advisers (brokers) we meet people all the time who want or need some tools to assist them with managing their money, their expenses and their debt.

Heaps of these people are already very organised and are looking for a smarter easier way to do this while heaps of others have their finances in a complete mess but have recognised the need to get themselves sorted out better and are really looking for an easy way to get started.

There have been numerous concepts... more

Necktie
You finally made the gutsy move to run your own business. You are the boss, you make the decisions, right? Not necessarily, there is always some bully who will try and throw you off your throne. Here is how to deal with them.

At least once a month I see press articles that talk about bullies in the office.  If you read daily newspapers and blogs you too must have seen them, they’re hard to miss and make it obvious that office bullying is a big problem worldwide.

But what most people forget is that bullying does not just happen in your younger years at school or in the office.  When you run your own business you can still experience bullying even though you are your own boss.

In your own business... more

Making money through your business is obviously important - but what do you do with it when you've got it? Alan Clarke explains why you should be saving some of it, and outlines some options.

“All I ask for is the chance to prove that money can’t make me happy”  - Spike Milligan  

And money is like oxygen, we have to have it, and saving is a key part.   Saving gives us a sense of achievement ,  more personal freedom, access to cash in emergencies, may allow us ease our workload, and maybe we can retire sooner .   As we get older  life insurance and  medical insurance  become very  expensive, we can drop off those costs and if needed use our savings instead. If not needed... more

John Assaraf shows you how to take a long, hard look at how you spend your time in order to give your earning ability a significant boost

Have you ever asked yourself what your highest income producing activity is?

If you’re like most people you probably go about your day-to-day business never really thinking about the moment to moment activities that consume your day.

I’d like to walk you through an exercise that has helped me and my clients really stay focused on earning their highest possible revenue per hour.

Let’s assume that we each start with 365 days in a year. If we take away the following:

... more
Personal matters have a habit of impinging on the time and energy you put into your home business. Nicole Attias suggests putting some temporary measures in place to help you make it through the tough times

Just when you think things are flowing smoothly in your business, personal or family matters come up. Others are requesting your help and your time more than usual, you're having problems with your mate or family members and you feel burnt out because you've worked so hard to get to this great place in your business. You now find yourself trying to balance work and personal matters to the best of your ability. You "know" that the best of you feels "blocked" and is not coming out since these... more

Are you feeling a tad stressed? If so Garth Castle has some useful strategies that you could use to help conquer your personal battle with stress

Some say that stress has, or soon will, reach epidemic levels. Hardly a day goes by where stress is not highlighted in one way or another.

The reality is, stress will play a part in your life from childhood right through to old age. The cause of your stress may appear in the form of a financial loss, ill health, relationship break-up, conflict with another person, death of a loved one…and unfortunately the list goes on. Stress is not something that was made up in the... more

Earning an income is one thing - but how you spend it is another. Your property investment strategy affects your lifestyle, and more so in retirement than ever before. Alan Clarke looks at two scenarios - which one would you rather be?

Many Kiwis  upgrade to a bigger home every seven years or so, and that could eventually become a retirement killer.

Most Kiwis love property and they love their homes, because everyone wants to live in a nice house and everybody likes than an asset that tends to appreciate in value. Property has been good to most of us over the years so we are great believers in property.

However we need to be mindful that our properties are really a lifestyle asset. If we have a lot of money... more

piggy bank
Dealing with your own financial affairs can be a daunting prospect and often business owners don't so much choose where they will go as end up with a particular bank by default. Stuart Wills suggests some things you might take into consideration when choosing where to keep your hard-earned money.

There are various thoughts and opinions when it comes to how people think of their banks.

Some people have been dealing with the same bank for many years and have always received the service that they had expected while others are never satisfied with the banks – plus there are many who would sit somewhere in between.

One huge influence is how much you are deemed worth by the bank.

Banks typically have a rating for their customers whereby those who have a certain level... more

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