Enjoy the self-employed lifestyle

Whether you like to work hard, play hard, or just want to fit your business round your everyday life (or the other way round), being your own boss is not always what it's cracked up to be. We can help you ensure you get the best of both worlds
Being self-employed is great. You set your own salary and have the freedom to do whatever you want, whenever you want. Yeah, right! Running your own business can also be very stressful, it can be hard to find enough time in the day, juggling family and work responsibilities can drive you round the bend. This section of the site will help you regain your sense of control and find ways to enjoy what your business should be about - your lifestyle!

Make the most of being your own boss

After the intellectual investment in your profession or vocation the capital investment in your home is likely to be your next largest investment. The fact that your home is your office as well means that its maintenance is doubly important.

Background
Currently the media is featuring, very colourful articles on the rotting timber framing of houses and that house are in danger of collapsing. Now, we all know how accurate the media can be. Not only are these stories greatly exaggerating the problem that exist, in some cases they are completely wrong in their conclusions.

I would like firstly to give the history of the problem and what to look for when inspecting your home/office and then follow up with articles... more

Retire in style
No matter what your age or stage of life, every business owner needs to be preparing for a happy, healthy and well funded retirement. Duncan Balmer has some tips on where you can start

Business owners can sometimes get so caught up in the day-to-day management of their businesses that they find no time to step back and make broad, long-term plans for their retirement years. This article discusses the basic issues that must be addressed when planning for financial security in retirement.

First of all, there is the question of how long you are likely to live. Everyone knows that males and females are living well into their 70s and 80s on average, and many people are... more

Cat sleeping in a drawer
There is one perk a small business enjoys that is often forgotten: small business owners can have workplace pets without needing approval from management. Claudia Disney argues there are benefits to having animals in the office.

As small business owners we have a lot of perks:  if you work from home you can answer email in your slippers, you don’t get stuck in traffic, and nobody steals the “real” coffee from your desk.

But there is one more perk that is often forgotten.  Small business owners can have workplace pets without needing approval from management.  They can have a dog, cat, pet rat, parrot or all of the above.  And research shows over and over that pets in a stressful work environment lower the... more

Retirement planning should be on every business owner's radar, no matter what their age. And Alan Clarke explains why women, perhaps, need to be even more financially savvy than men.

When my father was age 90, he was going to the local pub for Sunday lunch. When I asked who he was going with, he replied “20 widows and me” (with a cheeky grin). I said “what, no men ? ” and he said “no, they have all gone”.

This is of course no surprise to anybody, we all know that women live longer than men.

Let us assume that a husband age 68 retires.  His wife is 65 so they now both get National super of $27,000 a year. They have a debt free home and have... more

We all know it’s the most important meal of the day, but do we really fuel ourselves properly? Jennifer Jefferies has some great tips for breakfasts on the run

Picture this, your alarm screams at you at 5am or 6am. You think to yourself you’ve got a full on day ahead and need to get to work NOW. You skip breakfast and just grab a coffee as you run out of the door or at one of those drive-throughs on the way to work. You get to work and are straight into it. 10 am arrives and you are fading fast, your energy is below low, you can’t think straight and you are ready to eat the first thing that walks past you.

Do you know it’s... more

Is clutter and disorganisation causing stress and tension in your life? If so Angella Gilbert has tips and ideas to help you declutter your home, your office and your life

Decluttering is a new buzz-word but many people still don’t know how it actually works. It’s quite simple in practice, but with our busy lifestyles, we often don’t get time to dedicate a few hours to sorting our desks, filing cabinets, computer files, database systems, or homes. It can also seem overwhelming when confronted by cluttered rooms, paper strewn desks, and cupboards which are full to overflowing.

There are many different methods employed in the decluttering... more

Whether you're male or female, old or young, salaried or self-employed, you need to plan for your retirement. Alan Clark argues that women need to know more about it than men - but has some useful advice for all.

When my father was age 90, he was going  to the local pub for Sunday lunch. When I asked who he was going with, he replied “20 widows and me” (with a cheeky grin). I said “what, no men ? ” and he said “no, they have all gone”.

This is of course no surprise to anybody, we all know that women live longer than men.

Let us assume that a husband age 68 retires.  His wife is 65 so they now both get National super of $27,000 a year. They have a debt free home and have saved $300,000... more

Roast pork
With a busy schedule juggling running your business and your home, you can make your life easier by planning meals for the week ahead. Sarah Collier suggests you include a variety of meals from books and sites that include vegetarian, beef, chicken and pork recipes and says you'll also save on the food budget if you keep a track of prices in a spreadsheet.

When you work from home, planning is a key factor to ensure work and home life run smoothly.  A quick and easy meal guide could include Pork Recipes on Monday and Tuesday, Beef or Vegetarian recipes for Wednesday and Thursday, Chicken recipes on Friday and Saturday and Seafood or takeout on Sunday.  By planning your meals for the week ahead will ensure you’re not left deciding at 5pm on a Tuesday what to have for dinner!  While this works for some people, it’s nice to be one step ahead of... more

cash
Sweat breaks out on your forehead. You know that insurance people are trained to sniff better than bloodhounds. “Oh, I’m sorry, I really can’t remember, I’ll have to get back to you” you whine quietly.

So when was your roof completed, sir?” the nice insurance lady asks. Gulp. “Um, um, just two or three years ago, I think” you mumble. “Perfect, that should still be under warranty, so what was the name of the roofing company?

Sweat breaks out on your forehead. You know that insurance people are trained to sniff better than bloodhounds. “Oh, I’m sorry, I really can’t remember, I’ll have to get back to you” you whine quietly.

The above could be a conversation someone who has... more

Image on Bizbuzz
Do you want to make more money in your business right now? Do you want more time to spend with your family? Do you want to take more overseas trips or have 3 months off work? Do you want to follow your passion but don’t know how? Kim Baird shares her strategy for success.

Well there is a very simple way you can achieve this. 

Just ask!

I know, I know, I hear you … there is a whirlwind of comments and criticisms coming up in your head right now that you want to throw at me.

But just hear me out.  Because the powerful, yet very simple technique I am going to share with you has made me stacks of money, has seen me go on numerous overseas trips over the last 5 years with my family, has allowed me to achieve my dream life, has provided me with... more

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